Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
A noted retirement specialist discusses the benefits and challenges of working longer, the virtues of Roth assets, and building retirement portfolios to last.
How to make some upgrades during this down time.
Retirement researcher Wade Pfau discusses why low yields put this withdrawal rule at risk and what strategies retirees can use instead.
Treasuries have been effective ballast, but that's not certain to continue.
The retirement columnist and Social Security guru discusses the pandemic's implications for retirement planning and how to ensure Social Security's solvency into the future.
After the first-quarter market volatility, the time is right to see if any adjustments are in order.
Evaluating how well an annuity would deliver on common financial goals, from income production to tax efficiency.
The author and Washington Post columnist discusses the personal-finance effects of the pandemic, the racial wealth gap, and how the financial-services industry can better serve a diverse population.
How I learned to stop worrying and believe that these people are actually onto something.
To understand whether these complicated products might suit you, start with the goals you have for your money.
An accomplished fixed-income investor on managing through the coronavirus, the economic outlook, and the state of muni credit.
What's the best way to get started in investing? Not with individual stocks, writes Christine Benz.
The virtues of rebalancing are greater when you're retired than when you are accumulating.
Christine Benz details what to look for in your midyear portfolio checkup.
A noted retirement researcher and financial planner discusses the benefits of Treasuries in retirement, putting guardrails around withdrawals, and why discretionary funds work.
How to approach your allocations when the stock market is a ping-pong ball.
Hands-off investors are apt to find that it's time to rebalance not just to bonds from stocks but also to value from growth and to non-U.S from U.S.
With state and local budgets under pressure because of the coronavirus, taxes from these entities may become a front-burner issue if they're not already.
The Betterment founder and CEO on evolving beyond robo-advice, client behavior during the recent market swoon, and deterring harmful trading activity.
Income and wealth disparities along racial lines have repercussions for all aspects of life in the U.S.: education, health, homeownership, retirement, and life expectancy.
You diversify your investments; why wouldn’t you diversify how you source your in-retirement living expenses?
A leading voice in the 'financial independence, retire early' movement reflects on the path she’s taken to achieving a 'work optional' life.
Christine Benz outlines must-have documents for your estate plan.
There's a lot lining up in favor of IRA conversions right now, but watch out for unintended consequences.
Christine Benz suggests retirees should take a balanced approach to these strategies.
The prolific author and investment consultant weighs in on whether indexing has gotten too large, Vanguard's foray into private equity, and the spots where active management might still work.
If the past few months have given you more time for introspection, use it to improve your financial plan in a big-picture way.
The prominent manager of BlackRock Global Allocation Fund addresses the COVID-19 pandemic's macroeconomic impacts and their implications for asset allocation and investing.
Christine Benz discusses pitfalls investors encounter as they navigate volatility and recovery.
We examine the implications of this market for retirees.
How you can help your loved ones get on the right track financially, even in a pandemic.
Waiting often makes sense, but your actual mileage may vary.
'The Sketch Guy' discusses the value of asking the right questions, how placing small bets is less daunting than setting goals, and finding 'enough.'
Tim Steffen talks about about how retired investors can handle RMDs this year.
Pimco's Tim Steffen discusses some considerations to bear in mind before converting.
The retirement savings plan for government workers is superb, but some of the coming changes are overdue.
Morningstar director of personal finance Christine Benz addresses money concerns that are top-of-mind for investors of all life stages.
Christine Benz offers tips and warnings for those with more investing runway.
Christine Benz discusses the best and worst places to look for needed funds.
Christine Benz offers some advice for retirees.
Christine Benz points out two areas to evaluate.
A pioneering researcher on the role of human capital in financial planning, the importance of biological age to retirement planning, the role of annuities and tontines in hedging longevity risk, and more.
With cash and bond yields so low, the "safe" return of other nonportfolio assets is even more attractive.
How volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees.
Christine Benz takes a second look at experts' expectations for the long-term returns of stocks and bonds.
Christine Benz discusses how two types of investors can approach this period.
The noted retirement researcher discusses how pre-retirees and retirees can adjust their plans in times of market stress.
Most of the surprising developments relate to the safe parts of the portfolios--Bucket 1 and Bucket 2.
Despite fears over a deep recession, lower equity valuations signal higher future stock-market returns, according to our roundup of forecasts from major investment firms.
Details on workarounds for early RMD-takers, QCDs, and why some taxpayers may want to take a distribution anyway.